Welcome to Clearwater Dental!
We understand that navigating dental costs during retirement can feel overwhelming. Our goal is to make quality dental care accessible, affordable, and easy to manage—no matter your stage of life.
Below are different insurance and payment options available to retirees, so you can focus on your smile without the stress. We’re here to help you navigate what’s available and find the best fit for your needs. Give our office a call with any questions!
Click the titles for more information on your options!
We offer two levels of Clearwater Dental Membership Plans (aka dental savings plans) depending on your needs for a low monthly fee. There are no maximums, or deductibles, and HSA/FSA accounts can be used. All preventative treatments are included in the monthly fee and any additional restorative treatments (like crowns, fillings, night guards, etc.) are 15% off. For more information click the blue "Membership Plan" lettering above to be taken to the site with all our plan information. NOTE: Our membership plan is only for treatments and services at Clearwater Dental. If you know you need to see specialists regularly than one of the following options might better fit your needs.
A form of supplemental coverage to tag onto Medicare that offers some dental coverage as well as some eye care coverage. The link above will take you to where you can learn more about the options available in this area.
3. AARP Delta Dental Self Plan
This is one of many dental plans where individuals can fund their own dental insurance exactly like your employer did in the past. If you like this idea and are used to traditionally dental insurance than feel free to look at Cigna, Aetna, United Concordia, etc. for their versions of these self paid insurance plans.
4. Cash Pay- Pay for what you need, when you need it.
For those without insurance, we offer transparent pricing and flexible scheduling so you can manage your dental care on your terms. No ongoing commitment. Just pay for what you need when you need it.
